I tend to liken "Faith" to the other term "Gullibility".

If one is happy just to put their trust in faith, why bother with seatbelts, airbags, smoke alarms, lightning conductors etc?

In normal life we expect guarantees. Guarantees signed and sealed. When we purchase a new TV or refrigerator we are not prepared to accept a mere PROMISE that it will be OK for a period of time, we INSIST on a written warranty.

NO religion offers guarantees. Just promises. Empty promises at that.